Business Loans

Business Loans
MSMEs are vital to Kenya’s economy, contributing 30% to GDP, according to USAID research from April 2023.
Business loans are for business purposes only. We support these enterprises with tailored digital credit facilities.
Business are classified as follows:
Working Capital Loans – Is a loan that is taken to finance a company’s everyday operations. These loans are not used to buy long-term assets or investments and are, instead, used to provide the working capital that covers a company’s short-term operational needs.
Asset Finance – Orbit Capital asset finance is a type of financing for movable assets such as motor vehicle, equipment and other assets with minimum finance amount of KES 50,000.
Private Sector LPO Financing – LPO financing is a short term financial solution that MSMEs fulfill purchase orders(goods and services) by providing funds to cover costs before payments from the buyer. Orbit Capital Limited exclusively finances orders from private companies with good credit history. ;
Required Documents:
- Company or business resolution to borrow
- Twelve (12) months of certified bank statements
- Twelve (12) months of M-PESA statements
- Certificate of Registration or Incorporation
- Latest CR12 (for limited companies)
- CR1 and CR8 (for limited companies)
- Company KRA PIN copy
- Directors’ ID or passport copies
- Directors’ KRA PIN copies
- Duly filled loan application form
- Business operation licenses and permits
- Two guarantors’ ID copies (one per guarantor)
- Two guarantors’ signed cheque leaves (one per guarantor)
- Company or sole proprietor’s signed cheque leaves
- Business records and supporting documents
- Collateral (if applicable)
- Sketch map or location pin to business premises
- Any other records that will be needed to help in credit analysis.
Fees - One-time, non-refundable registration fee for first-time applicants
- Processing fee charged only on approved loans (varies by amount)
To apply for this loan, ensure you meet the requirements, download the application form, complete it, and submit it to info@orbitcapital.co.ke.
Or
Fill the online form and submit.
Thank you.