Home Improvement Loans

Home Improvement Loans
A tidy, secure home enhances your quality of life. Our home improvements loans are tailored to cover costs of home improvements, including renovations, repairs and even redecorations. You can borrow lump sum of funds that is repaid in instalments with a fixed rate. We help you transform your living space with accessible financing:
Home improvement loans are classified as follows:
1. Home repairs and fixes – Are tailored financing for unexpected home repairs.
2. Home addition – We finance construction of an extra room or outdoor space.
3. Appliances upgrade – We help you acquire home appliances for efficiency, comfort and style.
4. Remodeling and renovations – We help you upgrade your home value.
5. New furniture – We finance purchasing of new furniture and décor.
6. Green energy – We support upgrading of your home’s efficiency and save on energy
Required Documents:
- A copy of your ID or passport.
- A copy of your Kenya Revenue Authority Personal Identification Number.
- Recent pay slips, officially verified.
- Six (6) months latest bank statements showing your financial activity, certified by your bank.
- Detailed 12months latest records of your M-Pesa transactions.
- A clear, recent photo of yourself.
- Someone who can vouch for your reliability and repayment ability
- A copy of the guarantor’s ID or passport.
- Cheques provided by you as security for the loan.
- A cheque from your guarantor as additional security.
- A fully filled-out and signed application form.
- Detailed quotation of the costs of project or item to be financed.
- Images showing the current state of your property.
- A detailed plan based on your repayment ability.
- Fees:-
One-time, non-refundable registration fee for first-time applicants
•Processing fee charged only on approved loans (varies by amount)
To apply for this loan, ensure you meet the requirements, download the application form, complete it, and submit it to info@orbitcapital.co.ke.
Or
Fill the online form and submit.
Thank you.