About Us

Orbit Capital is micro-finance company based in Nairobi city County, Kenya. It was started formally and legally in September,2021 but it was in existence informally since 2019.The intention is to offer short term loans to specified customers who are largely bankers and other employees but based on stringent application terms and conditions. The company plays an important role in solving out the financial constraints of banking staffs , permanently employed staffs in the private sectors, small business people, who need fast and convenient loans for their emergency and short-term needs at an affordable cost. The company through its various application methods like official email application (work email), SMS application and manual loan application make it easy for people especially those who may need quick loans but may have traveled up country for different engagements but need loans for their personal, medical or business use. 

Most entrepreneurs use personal savings and loans from family or friends to start their businesses. However, even these combined funds may not be enough to start the business. Sometimes it’s just a small amount that can bridge the gap. Entrepreneurs needing more capital look for additional sources of funding. Many lending institutions such as traditional banks require qualifications that new entrepreneurs do not yet have. For example, many banks want to see that a business has been successful for three years, that the applicant has a high credit score or positive credit history, and that there are enough valuable assets (personal collateral or assets in the business) to cover the loan in the event the business fails. As a result, entrepreneurs just starting out often do not qualify for loans at traditional banks. Microfinance has emerged to fill this need for small loans to new entrepreneurs.