Home Improvement Loans

A well-maintained, secure home is essential to a higher quality of life. At Orbit Capital, our Home Improvement Loans are designed to make your dream living space a reality. Whether through renovations, urgent repairs, or even stylish redecorations. We offer lump-sum financing, repaid in convenient installments at a fixed rate, ensuring your plans are achievable and affordable.

Our Home Improvement Loans cover:

Home Repairs & Fixes: – Tailored financing for urgent and unexpected repairs to keep your home safe and functional.

Home Additions: – Funding for expanding your living space, from an extra room to a new outdoor area.

Appliance Upgrades: – Financing to acquire modern appliances that enhance comfort, efficiency, and style.

Remodeling & Renovations: – Support for upgrades that boost your home’s appeal and market value.

New Furniture & Décor: – Loans to furnish and decorate your home for beauty and comfort.

Green Energy Solutions: – Financing to improve energy efficiency and reduce long-term utility costs.

With Orbit Capital, transforming your home experience has never been more accessible, one improvement at a time.

Required Documents:

A copy of your ID or passport.
A copy of your Kenya Revenue Authority Personal Identification Number.
Recent pay slips, officially verified.
Six (6) months latest bank statements showing your financial activity, certified by your bank.
Detailed 12months latest records of your M-Pesa transactions.
A clear, recent photo of yourself.
Someone who can vouch for your reliability and repayment ability
A copy of the guarantor’s ID or passport.
Cheques provided by you as security for the loan.
A cheque from your guarantor as additional security.
A fully filled-out and signed application form.
Detailed quotation of the costs of project or item to be financed.
Images showing the current state of your property.
A detailed plan based on your repayment ability.
Fees:- One-time, non-refundable registration fee of KES 1,000 for first time applicants
A 5% processing fee charged only on approved loans.

To apply for this loan, ensure you meet the requirements and Apply Online.

Thank you.