Investors FAQ – Orbit Capital

Frequently Asked Questions

Who is eligible to invest in Orbit Capital Limited?

Anyone above the age of 18 years with valid identification documents (such as a National ID, Passport, or Alien ID for foreign nationals) can invest.

Do I need to be a Kenyan citizen to invest?

No. Both Kenyan citizens and foreign nationals are welcome to invest, provided they meet all compliance and regulatory requirements, including KYC (Know Your Customer) documentation.

Can corporate organizations or institutions invest?

Yes. Registered companies, SACCOs, investment clubs, chamas, and other institutions can invest in Orbit Capital Limited by providing valid registration documents, resolutions, and signatories.

What is the minimum amount required to invest?

The minimum investment amount is KES 5,000,000 or US $ 38,460.There is no maximum limit to invest, provided the investor meets all the anti-money laundering requirements as stipulated by Central Bank of Kenya.Orbit Limited accommodates both retail and institutional investors.

Is there a maximum limit to how much one can invest?

Can non-resident Kenyans (Diaspora investors) participate?

Yes. Diaspora investors can invest through secure international payment channels, subject to compliance with Kenyan investment regulations and proof of identity.

Are there any restrictions on who can invest?

Yes. Individuals or entities involved in money laundering, fraud, or illegal businesses are not eligible. All investors must pass Orbit Capital Limited’s due diligence and KYC checks.

What documents do I need to start investing?

Kenyan Citizens: National ID/Passport, KRA PIN, Proof of Address, legal partners,proof of funds.

Foreign Investors: Valid Passport, Work Permit/Alien ID (if applicable), Proof of Address,selected legal representative,proof of funds.

Corporates: Certificate of Incorporation/Registration, CR12/CR13, CR1,CR8, Company PIN, legal representative, proof of funds, Resolution to Invest.

Do I need a bank account in Kenya to invest?

For local investors, a Kenyan bank account is required for ease of transactions. Foreign investors can use international banking channels or designated partner banks for remittances.

Are there risks involved?

Yes. All businesses have risks and financial service sector is even riskier. However,we take extreme measures to curb possible risks and also set aside provisions for bad debts. We ask potential investors to consider their risk appetite and make informed decisions.

Can investors lose their money?

Yes. Orbit Capital Limited like any other businesses is affected by risks. However, in case of bankruptcy, investors and creditors are paid first. We also take extreme measures to prevent losses and also will insure riskier loan facilities.

Why invest with Orbit Capital Limited?

Investing in Orbit Capital Limited offers access to a firm with deep local market knowledge, specializing in growth debt financing for innovative scale-ups and providing capital for growth without the high cost or dilution of equity. They cater to businesses, especially those in high-growth sectors, by offering structured debt solutions with flexible terms that support expansion and accelerate profitability.

Key reasons to invest:

Focus on Growth & Innovation:

Orbit Capital Limited specializes in supporting innovative companies that have a strong home market and are ready to scale, providing growth debt that is significantly cheaper than equity.

Expertise in the Kenyan Market:

The firm is led by a Kenyan founder with a deep understanding of the local financial services landscape, including the unique opportunities and gaps within digital credit, microfinance, and other financial technologies.